Debt to Income Calculator
In addition to factors such as credit score and loan-to-value, a debt to income ratio is used by lenders to determine your eligibility for a loan.
If a ratio is too high, a lender may view it as a red flag that a borrower may be unable to pay the mortgage. A high debt to income ratio is also a sign to an investor that there may be insufficient cash flow to pay for the cost of owning and operating an investment property
